NBC Calls for More Health Insurance Regulation
In many cases, a womanâ€™s individual health insurance policy costs more than a manâ€™s â€“ and thatâ€™s just not fair, according to the NBC â€śNightly News.â€ť
A Nov. 11 report showed that women who hold individual policies can pay up to 140 percent more than men for health insurance because they can have a child, which makes them more likely use their health insurance. This priced-in premium is similar to the way young men are charged more for auto insurance than young women. But according to some women, the costs should be spread equally.
â€śIf youâ€™re a woman looking for insurance, chances are youâ€™re considering having a baby,â€ť Amanda Doyle said to â€śNightly News.â€ť â€śKids arenâ€™t just the responsibility of a woman and so the costs shouldnâ€™t just be born by a woman.â€ť
â€śThe National Womenâ€™s
â€śItâ€™s called gender rating,â€ť Synderman said. â€śAnd it can happen because there are no federal guidelines governing who pays what for health insurance in the individual market. In some cases, a woman can even be denied coverage if sheâ€™s the victim of domestic violence.â€ť
The segment featured NWLC president Judy Waxman claiming that â€śwomen are being charged more simply because theyâ€™re women.â€ť But thatâ€™s not exactly true. Women are charged more because they tend to use more services.
Susan Pisano, a spokeswoman for
But Pisano added that the problem requires a more comprehensive approach to health care reform than just legislation to ban market-based pricing. â€śWe think there are far too many men, women and children who are falling through the cracks and that we need a comprehensive plan to address that,â€ť she said.