NBC Calls for More Health Insurance Regulation
In many cases, a womanâs individual health insurance policy costs more than a manâs â and thatâs just not fair, according to the NBC âNightly News.â
A Nov. 11 report showed that women who hold individual policies can pay up to 140 percent more than men for health insurance because they can have a child, which makes them more likely use their health insurance. This priced-in premium is similar to the way young men are charged more for auto insurance than young women. But according to some women, the costs should be spread equally.
âIf youâre a woman looking for insurance, chances are youâre considering having a baby,â Amanda Doyle said to âNightly News.â âKids arenât just the responsibility of a woman and so the costs shouldnât just be born by a woman.â
âThe National Womenâs
âItâs called gender rating,â Synderman said. âAnd it can happen because there are no federal guidelines governing who pays what for health insurance in the individual market. In some cases, a woman can even be denied coverage if sheâs the victim of domestic violence.â
The segment featured NWLC president Judy Waxman claiming that âwomen are being charged more simply because theyâre women.â But thatâs not exactly true. Women are charged more because they tend to use more services.
Susan Pisano, a spokeswoman for
But Pisano added that the problem requires a more comprehensive approach to health care reform than just legislation to ban market-based pricing. âWe think there are far too many men, women and children who are falling through the cracks and that we need a comprehensive plan to address that,â she said.